How to Get Rich (without getting lucky)(Naval Ravikant)

2024年06月12日 - 阅读需时: 27 分钟
  1. Seek wealth, not money or status. Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth. Status is your place in the social hierarchy. 追求财富,而不是金钱或地位。财富是拥有在睡觉时赚取的资产。金钱是我们转移时间和财富的方式。地位是你在社会等级制度中的位置。

  2. Understand that ethical wealth creation is possible. If you secretly despise wealth, it will elude you. 了解合乎道德的财富创造是可能的。如果你暗地里鄙视财富,它就会躲避你。

  3. Ignore people playing status games. They gain status by attacking people playing wealth creation games. 忽略玩状态游戏的人。他们通过攻击玩财富创造游戏的人来获得地位。

  4. You’re not going to get rich renting out your time. You must own equity — a piece of a business — to gain your financial freedom. 你不会因为出租你的时间而致富。您必须拥有股权(企业的一部分)才能获得财务自由。

  5. You will get rich by giving society what it wants but does not yet know how to get. At scale. 你会通过给社会它想要的东西而致富,但还不知道如何获得。大规模。

  6. Pick an industry where you can play long term games with long term people. 选择一个可以与长期合作的人进行长期游戏的行业。

  7. The Internet has massively broadened the possible space of careers. Most people haven’t figured this out yet. 互联网极大地拓宽了职业的可能空间。大多数人还没有弄清楚这一点。

  8. Play iterated games. All the returns in life, whether in wealth, relationships, or knowledge, come from compound interest. 玩迭代游戏。生活中所有的回报,无论是财富、人际关系还是知识,都来自复利。

  9. Pick business partners with high intelligence, energy, and, above all, integrity. 选择高智商、精力充沛、最重要的是诚信的商业伙伴。

  10. Don’t partner with cynics and pessimists. Their beliefs are self-fulfilling. 不要与愤世嫉俗者和悲观主义者合作。他们的信念是自我实现的。

  11. Learn to sell. Learn to build. If you can do both, you will be unstoppable. 学习销售。学习构建。如果你能做到这两点,你将是不可阻挡的。

  12. Arm yourself with specific knowledge, accountability, and leverage. 用特定的知识、责任感和影响力武装自己。

  13. Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you. 特定知识是你无法接受培训的知识。如果社会可以训练你,它就可以训练别人,并取代你。

  14. Specific knowledge is found by pursuing your genuine curiosity and passion rather than whatever is hot right now. 具体的知识是通过追求你真正的好奇心和热情来发现的,而不是现在很热门的东西。

  15. Building specific knowledge will feel like play to you but will look like work to others. 建立特定的知识对你来说就像是游戏,但对其他人来说却像是工作。

  16. When specific knowledge is taught, it’s through apprenticeships, not schools. 当教授特定知识时,它是通过学徒制,而不是学校。

  17. Specific knowledge is often highly technical or creative. It cannot be outsourced or automated. 具体知识通常具有很强的技术性或创造性。它不能外包或自动化。

  18. Embrace accountability, and take business risks under your own name. Society will reward you with responsibility, equity, and leverage. 承担责任,以自己的名义承担业务风险。社会会用责任、公平和杠杆来奖励你。

  19. The most accountable people have singular, public, and risky brands: Oprah, Trump, Kanye, Elon. 最负责任的人拥有单一的、公开的和有风险的品牌:奥普拉、特朗普、侃爷、埃隆。

  20. “Give me a lever long enough, and a place to stand, and I will move the earth.” — Archimedes “给我一个足够长的杠杆,一个站立的地方,我会移动地球。”

  21. Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media). 财富需要杠杆作用。业务杠杆来自资本、人员和产品,没有边际复制成本(代码和媒体)。

  22. Capital means money. To raise money, apply your specific knowledge, with accountability, and show resulting good judgement. 资本意味着金钱。为了筹集资金,运用你的特定知识,承担责任,并表现出良好的判断力。

  23. Labor means people working for you. It’s the oldest and most fought-over form of leverage. Labor leverage will impress your parents, but don’t waste your life chasing it. 劳动意味着为你工作的人。这是最古老、最受争议的杠杆形式。劳动杠杆会给你的父母留下深刻印象,但不要浪费你的生命去追逐它。

  24. Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you. Everyone is trying to lead, but someone has to follow you. 资本和劳动力是允许的杠杆。每个人都在追逐资本,但总得有人给你。每个人都在努力领导,但必须有人跟随你。

  25. Code and media are permissionless leverage. They’re the leverage behind the newly rich. You can create software and media that works for you while you sleep. 代码和媒体是无需许可的杠杆。他们是新富人背后的杠杆。您可以创建适合您睡觉的软件和媒体。

  26. An army of robots is freely available — it’s just packed in data centers for heat and space efficiency. Use it. 一大群机器人是免费提供的——它只是被包装在数据中心里,以提高热量和空间效率。使用它。

  27. If you can’t code, write books and blogs, record videos and podcasts. 如果您不会编码,请写书和博客,录制视频和播客。

  28. Leverage is a force multiplier for your judgement. 杠杆是你判断的力量倍增器。

  29. Judgement requires experience, but can be built faster by learning foundational skills. 判断需要经验,但可以通过学习基础技能来更快地建立。

  30. There is no skill called “business.” Avoid business magazines and business classes. 没有一种技能叫做“商业”。避免阅读商业杂志和商务课程。

  31. Study microeconomics, game theory, psychology, persuasion, ethics, mathematics, and computers. 学习微观经济学、博弈论、心理学、说服学、伦理学、数学和计算机。

  32. Reading is faster than listening. Doing is faster than watching. 阅读比听快。做比看快。

  33. You should be too busy to “do coffee,” while still keeping an uncluttered calendar. 你应该太忙了,没有时间“喝咖啡”,同时仍然保持一个整洁的日历。

  34. Set and enforce an aspirational personal hourly rate. If fixing a problem will save less than your hourly rate, ignore it. If outsourcing a task will cost less than your hourly rate, outsource it. 设定并执行理想的个人小时费率。如果解决问题节省的费用低于您的小时费率,请忽略它。如果外包任务的成本低于您的小时费率,请将其外包。

  35. Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work. 尽你所能地努力工作。即使你和谁一起工作,你做什么比你工作有多努力更重要。

  36. Become the best in the world at what you do. Keep redefining what you do until this is true. 在你所做的事情上成为世界上最好的。不断重新定义你所做的事情,直到这是真的。

  37. There are no get rich quick schemes. That’s just someone else getting rich off you. 没有快速致富的计划。那只是别人从你身上致富。

  38. Apply specific knowledge, with leverage, and eventually you will get what you deserve. 运用特定的知识,利用杠杆作用,最终你会得到你应得的。

  39. When you’re finally wealthy, you’ll realize that it wasn’t what you were seeking in the first place. But that’s for another day. 当你最终变得富有时,你会意识到这不是你最初想要的。但那是另一天的事了。

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